The bank finally calls time on Harchester's debts so Curtis and Dean try to get the team to play for free. At first they manage to rustle up eleven men including Jaws, Lee, Clyde and Curtis himself. However thanks to the moronic efforts of so called Football expert Jeff Stein, Lee pulls out as he has no insurance. Harchester prepare to play Charlton with only ten men when suddenly Stuart brings a suprise visitor to save the day!